You've been in a car accident that occurred in Ohio. The other driver was at fault. Now what? Will the responsible driver's insurance company pay your medical bills? What about your damaged car? Can they really stop paying for a rental car if the insurance company makes a horrible offer to settle the property damage? Should you contact your insurance company? What about your health insurer? Should they pay for the medical treatment? What are all these forms you are receiving from insurance companies? Should you sign authorizations permitting the responsible driver's insurance company to obtain your medical records? Now I'm getting bills from the ER stating that I have to pay the bill and that they won't bill my health insurance. I didn't do anything wrong and I'm stuck with all these problems on top of my injuries and lost time from work. Help!